Scores of drivers in Tennessee may rely on insurance policies to protect them if they strike another vehicle. Sometimes, a negligent driver could hit a vehicle driver by a responsible commuter. The injured party may then attempt to seek compensation for property damage or injuries from the negligent driver’s insurance company. However, not everyone may be familiar with how to handle a third-party insurance claim.
Dealing with the aftermath of an accident
Many common post-accident steps may be helpful after a collision. Getting the other driver’s name and insurance information might prove vital and so could getting as much evidence and information about the crash as possible. Police reports, witness statements, and photographs may all be valuable when filing a claim.
Soon after the accident, contacting the negligent driver’s insurance company becomes necessary to open a claim. The insurance company would likely send out an adjuster to come up with a figure about the loss.
Since dealing with a third-party insurance company and its adjuster might be entirely new to the accident victim, hiring an attorney might seem worthwhile. An experienced attorney may know the proper way to negotiate for the settlement.
The attorney represents the client
While representing the client, an attorney may take additional steps the client might not consider. The attorney could suggest that the client procure medical records and other forms of evidence. The attorney might contact witnesses and ask about the accident. An attorney might be more comprehensive in getting the witness’s details.
An attorney may be better capable of assessing an accurate loss figure. Such knowledge may prove beneficial when a settlement offer arrives, and it is seemingly low. The insurance company could act in bad faith, which may complicate the process. If necessary, an attorney may initiate legal action against an insurance company that tries to avoid a legitimate claim.
Accident victims may prefer to hire an attorney to handle third-party insurance claims after an MVA. The attorney could deal directly with the insurance company on behalf of a client.